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Loan Underwriting

Commercial loan underwriting software that sizes deals in minutes.

Foresight reads the borrower's rent roll, T-12, and operating statement, then structures every field into a loan file, with DSCR, LTV, and debt yield auto-computed from the extracted financials and proposed loan terms. Close faster, with every number tied back to its source page.

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12+ hours saved per loan officer, per week. From borrower docs to sized deal, without rekeying.

Foresight commercial loan underwriting view showing AI-extracted rent roll alongside auto-computed DSCR, LTV, and debt-yield fields

Every credit metric, extracted from the borrower's docs

Commercial loan underwriting is slowed by document review and manual rekeying. Foresight automates the extraction, structures the fields, and flags inconsistencies, so your credit team can focus on decisions, not data entry.

Commercial loan underwriting fields with AI-extracted rent roll and T-12 driving auto-computed DSCR, LTV, and debt yield
Credit Fields, Automated

DSCR, LTV, and debt yield, computed instantly

Upload the borrower's rent roll, T-12, and operating statement. Foresight pulls every line item into structured fields with 99%+ accuracy, then auto-computes DSCR, LTV, and debt yield from the extracted financials and proposed loan terms.

Loan file view inside Foresight showing structured borrower financials with source-document citations
Structured Loan File

Every borrower field, one organized record

Extracted rent rolls, operating statements, and appraisals populate a single structured loan file with line-level traceability, ready for your sizing spreadsheet, your credit memo, and your committee.

Permissioned loan file data room in Foresight showing borrower documents, diligence, and audit trail
Secure Document Handling

A loan file your credit team can audit

Every borrower document sits inside a permissioned file with role-based access for originators, analysts, and credit officers. Every field change and upload is captured in a full audit trail.

From borrower package to credit memo

Step 1 · Intake

The borrower's package, read automatically

Drop the borrower's rent roll, T-12, operating statement, and appraisal into Foresight. The AI reads every vendor format and flags missing documents before they slow the pipeline.

  • Supports PDF, Excel, and image-based scans
  • Office, industrial, and retail
  • Missing-document checklist surfaces gaps on intake
Borrower loan package being uploaded and extracted inside Foresight commercial loan underwriting software
Step 2 · Extract and structure

DSCR, LTV, and debt yield, calculated for you

Extracted financials populate a structured loan file with the rent roll, T-12, and NOI pulled straight from the borrower's documents. DSCR, LTV, and debt yield are auto-computed from those numbers and your proposed loan terms, and cross-checks between statements flag inconsistencies before they reach your credit memo.

  • 99%+ accuracy on rent roll and operating statement fields
  • Discrepancy flags across borrower-provided statements
  • Structured data ready for your sizing spreadsheet
Commercial loan file inside Foresight with structured rent roll and NOI driving auto-computed DSCR, LTV, and debt-yield fields
Step 3 · Decide

Credit memos your committee can defend

Export a branded credit memo in PDF or Excel, or push the full loan file into a permissioned data room for the credit committee. Every number ties back to a line on a source document.

  • Branded PDF and Excel credit memo exports
  • Line-level traceability from metric to source
  • Full audit trail for every change and upload
Commercial loan credit memo output traceable to borrower rent roll and T-12 inside Foresight

Loan underwriting fits into the broader Foresight workflow

Every loan file pulls from the same property profile and can share to a permissioned data room. Originators, credit, and servicing all work off one source of truth.

Get Started

Ready to size your next loan straight from the borrower's docs?

Create an account and underwrite your first loan today, or book a 30-minute demo and we'll size one of your live deals on the call.

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